Financing Options

Only vans have negotiated with the top commercial vehicle finance companies and are delighted to offer the following options:

View Finance Examples Online

Use our online calculator to enter a finance amount and view example lease purchase
and hire purchase monthly payments and deposits.

Lease Purchase

A lease purchase arrangement allows you to own a new vehicle with small deposits and flexible monthly payments.

Benefits / Details

Deposits are usually 3 monthly rental amounts, but can be any amount you wish
VAT is added to payments then claimed back through standard VAT cycle
All payments are 100% allowable against taxable profits
Repayment periods are flexible up to 60 months
Agreements can utilise a final balloon payment to defer large payments to the end of the agreed period
No limited mileage clauses
Van sold or exchanged upon completion of the agreed period, you receive 95% of sales proceeds

Hire Purchase

This is a simple method of purchasing a new van with fixed monthly repayments.

Benefits / Details

Small initial deposits, VAT is the minimum deposit allowable, any amount above this is also acceptable
Monthly payments are VAT free
VAT deposits are reclaimable
Interest charges are offset against taxable profits
Repayment periods are flexible up to 60 months
Ownership of vehicle is passed over to you upon completion of the agreement
New vehicle is a company asset and can benefit your balance sheet from writing down allowances

View Finance Examples

Use our online calculator to enter a finance amount and view example lease purchase
and hire purchase monthly payments and deposits.

Our Complaints Procedure

If you are unhappy with any aspect of our service you can see our indepth complaints procedure here: Only Vans Finance Complaints Procedure